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Manjushree Finance Limited

Interest Rate

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Interest Rate
With effect from 1st Jestha, 2082 (15th May, 2025)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.00% 0
2 Nari Saving  4.25% 0
3 Children Saving  4.25% 0
4 Manjushree Bishes Bachat   4.50% 5,000
5 Manjushree Talab Bachat Khata 5.00% 0
6 Premium Saving Account 5.00% 25,000
7 Naulo Remit Bachat Khata 6.00% 1,000
8 All other Saving Products 4.00% 0
9 Call Account Up to 2.00% 0
10 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
11 3 Months to below 6 Months 5.25% 6.25%  ---
12 6 Months to below 1 Year 5.50% 6.50% 4.50%
13 1 year to below 2 Year 6.00% 7.00% 5.00%
14 2 year to below 3 Year 6.25% 7.25% 5.25%
15 3 years to below 5 Year 6.60% 7.60% 5.60%
16 5 years and above 7.00% 8.00% 6.00%
17 Recurring Deposit For individual Up to 7.00%
  Interest rate on Loans and Advances
  Floating Interest Rate : Base Rate + Risk Premium (% per annum)
18 Risk Grade Premium to be charged in Base Rate
Corporate SME Retail Indirect DSL Direct DSL
19 A+ 0% to 2% 0% to 2% 0% to 2% 0% to 2% 1% to 2%
19 A 0.25% to 2.25% 0.25% to 2.25% 0.25% to 2.25% 0% to 2% 1% to 3%
20 A- 0.35% to 2.35% 0.35% to 2.35% 0.35% to 2.35% 0% to 2% 1.25% to 3.25%
21 B+ 0.5% to 2.5% 0.5% to 2.5% 0.5% to 2.5% 0.15% to 2% 1.5% to 3.5%
22 B 0.75% to 2.75% 0.75% to 2.75% 1% to 3% 0.20% to 2% 2.0% to 3.77%
23 B- 1.0% to 3% 1.0% to 3% 1% to 3% 0.25% to 2% 2.50% to 4%
24 C 2.25% to 4% 2.25% to 4% 2.75% to 4% 0.5% to 2% 2.75% to 4%
25 D 2.5% to 4% 2.75% to 4% 3% to 4% 1.75% to 2% 3.0% to 4%
26 E 3.50% to 4% 3.75% to 4% 4.00% 2% 3.75% to 4%
  Fixed Interest Rate (% per annum) 13.50%
  Base Rate for Chaitra 7.99%

 

 

Interest Rate
With effect from 1st Baishak, 2082 (14th April, 2025)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.00% 0
2 Nari Saving  4.25% 0
3 Children Saving  4.25% 0
4 Manjushree Bishes Bachat   4.50% 5,000
5 Manjushree Talab Bachat Khata 5.00% 0
6 Premium Saving Account 5.00% 25,000
7 Naulo Remit Bachat Khata 6.00% 1,000
8 All other Saving Products 4.00% 0
9 Call Account Up to 2.00% 0
10 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
11 3 Months to below 6 Months 5.25% 6.25%  ---
12 6 Months to below 1 Year 5.50% 6.50% 4.50%
13 1 year to below 2 Year 6.00% 7.00% 5.00%
14 2 year to below 3 Year 6.25% 7.25% 5.25%
15 3 years to below 5 Year 6.60% 7.60% 5.60%
16 5 years and above 7.00% 8.00% 6.00%
17 Recurring Deposit For individual Up to 7.00%
  Interest rate on Loans and Advances
  Floating Interest Rate : Base Rate + Risk Premium (% per annum)
18 Risk Grade Premium to be charged in Base Rate
Corporate SME Retail Indirect DSL Direct DSL
19 A+ 0% to 2% 0% to 2% 0% to 2% 0% to 2% 1% to 2%
19 A 0.25% to 2.25% 0.25% to 2.25% 0.25% to 2.25% 0% to 2% 1% to 3%
20 A- 0.35% to 2.35% 0.35% to 2.35% 0.35% to 2.35% 0% to 2% 1.25% to 3.25%
21 B+ 0.5% to 2.5% 0.5% to 2.5% 0.5% to 2.5% 0.15% to 2% 1.5% to 3.5%
22 B 0.75% to 2.75% 0.75% to 2.75% 1% to 3% 0.20% to 2% 2.0% to 3.77%
23 B- 1.0% to 3% 1.0% to 3% 1% to 3% 0.25% to 2% 2.50% to 4%
24 C 2.25% to 4% 2.25% to 4% 2.75% to 4% 0.5% to 2% 2.75% to 4%
25 D 2.5% to 4% 2.75% to 4% 3% to 4% 1.75% to 2% 3.0% to 4%
26 E 3.50% to 4% 3.75% to 4% 4.00% 2% 3.75% to 4%
  Fixed Interest Rate (% per annum) 13.50%
  Base Rate for Falgun 9.07%

 

Interest Rate
With effect from 1st Chitra, 2081 (14th March, 2025)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.00% 0
2 Nari Saving  4.25% 0
3 Children Saving  4.25% 0
4 Manjushree Bishes Bachat   4.50% 5,000
5 Manjushree Talab Bachat Khata 5.00% 0
6 Premium Saving Account 5.00% 25,000
7 Naulo Remit Bachat Khata 6.00% 1,000
8 All other Saving Products 4.00% 0
9 Call Account Up to 2.00% 0
10 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
11 3 Months to below 6 Months 5.25% 6.25%  ---
12 6 Months to below 1 Year 5.50% 6.50% 4.50%
13 1 year to below 2 Year 6.00% 7.00% 5.00%
14 2 year to below 3 Year 6.25% 7.25% 5.25%
15 3 years to below 5 Year 6.60% 7.60% 5.60%
16 5 years and above 7.00% 8.00% 6.00%
17 Recurring Deposit For individual Up to 7.00%
18 Risk Grade Premium to be charged in Base Rate
Corporate SME Retail Indirect DSL Direct DSL
19 A+ 0% to 2% 0% to 2% 0% to 2% 0% to 2% 1% to 2%
19 A 0.25% to 2.25% 0.25% to 2.25% 0.25% to 2.25% 0% to 2% 1% to 3%
20 A- 0.35% to 2.35% 0.35% to 2.35% 0.35% to 2.35% 0% to 2% 1.25% to 3.25%
21 B+ 0.5% to 2.5% 0.5% to 2.5% 0.5% to 2.5% 0.15% to 2% 1.5% to 3.5%
22 B 0.75% to 2.75% 0.75% to 2.75% 1% to 3% 0.20% to 2% 2.0% to 3.77%
23 B- 1.0% to 3% 1.0% to 3% 1% to 3% 0.25% to 2% 2.50% to 4%
24 C 2.25% to 4% 2.25% to 4% 2.75% to 4% 0.5% to 2% 2.75% to 4%
25 D 2.5% to 4% 2.75% to 4% 3% to 4% 1.75% to 2% 3.0% to 4%
26 E 3.50% to 4% 3.75% to 4% 4.00% 2% 3.75% to 4%

 

Interest Rate
With effect from 1st Falgun, 2081 (13th February, 2025)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.00% 0
2 Nari Saving  4.25% 0
3 Children Saving  4.25% 0
4 Manjushree Bishesh Bachat   4.50% 5,000
5 Manjushree Talab Bachat Khata 5.00% 0
6 Premium Saving Account 5.00% 25,000
7 Naulo Remit Bachat Khata 6.00% 1,000
8 All other Saving Products 4.00% 0
9 Call Account Up to 2.00% 0
10 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
11 3 Months to below 6 Months 5.25% 6.25%  ---
12 6 Months to below 1 Year 5.50% 6.50% 4.50%
13 1 year to below 2 Year 6.00% 7.00% 4.75%
14 2 year to below 3 Year 6.25% 7.25% 5.00%
15 3 years to below 5 Year 6.60% 7.60% 5.20%
16 5 years and above 6.75% 7.75% 5.50%
17 Recurring Deposit For individual Up to 6.75%
18 Risk Grade Premium to be charged in Base Rate
Corporate SME Retail Indirect DSL Direct DSL
19 A+ 0% to 2% 0% to 2% 0% to 2% 0% to 2% 1% to 2%
19 A 0.25% to 2.25% 0.25% to 2.25% 0.25% to 2.25% 0% to 2% 1% to 3%
20 A- 0.35% to 2.35% 0.35% to 2.35% 0.35% to 2.35% 0% to 2% 1.25% to 3.25%
21 B+ 0.5% to 2.5% 0.5% to 2.5% 0.5% to 2.5% 0.15% to 2% 1.5% to 3.5%
22 B 0.75% to 2.75% 0.75% to 2.75% 1% to 3% 0.20% to 2% 2.0% to 3.77%
23 B- 1.0% to 3% 1.0% to 3% 1% to 3% 0.25% to 2% 2.50% to 4%
24 C 2.25% to 4% 2.25% to 4% 2.75% to 4% 0.5% to 2% 2.75% to 4%
25 D 2.5% to 4% 2.75% to 4% 3% to 4% 1.75% to 2% 3.0% to 4%
26 E 3.50% to 4% 3.75% to 4% 4.00% 2% 3.75% to 4%

 

Interest Rate
With effect from 1st Magh, 2081 (14th January, 2025)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.00% 0
2 Nari Saving  4.25% 0
3 Children Saving  4.25% 0
4 Manjushree Bishesh Bachat   4.50% 5,000
5 Manjushree Talab Bachat Khata 5.00% 0
6 Premium Saving Account 5.00% 25,000
7 Naulo Remit Bachat Khata 6.00% 1,000
8 All other Saving Products 4.00% 0
9 Call Account Up to 2.00% 0
10 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
11 3 Months to below 6 Months 5.25% 6.25%  ---
12 6 Months to below 1 Year 5.50% 6.50% --
13 1 year to below 2 Year 6.00% 7.00% 4.75%
14 2 year to below 3 Year 6.25% 7.25% 5.00%
15 3 years to below 5 Year 6.60% 7.60% 5.20%
16 5 years and above 6.75% 7.75% 5.50%
17 Recurring Deposit For individual Up to 6.75%
18 Risk Grade Premium to be charged in Base Rate
Corporate SME Retail Indirect DSL Direct DSL
19 A+ 0% to 2% 0% to 2% 0% to 2% 0% to 2% 1% to 2%
19 A 0.25% to 2.25% 0.25% to 2.25% 0.25% to 2.25% 0% to 2% 1% to 3%
20 A- 0.35% to 2.35% 0.35% to 2.35% 0.35% to 2.35% 0% to 2% 1.25% to 3.25%
21 B+ 0.5% to 2.5% 0.5% to 2.5% 0.5% to 2.5% 0.15% to 2% 1.5% to 3.5%
22 B 0.75% to 2.75% 0.75% to 2.75% 1% to 3% 0.20% to 2% 2.0% to 3.77%
23 B- 1.0% to 3% 1.0% to 3% 1% to 3% 0.25% to 2% 2.50% to 4%
24 C 2.25% to 4% 2.25% to 4% 2.75% to 4% 0.5% to 2% 2.75% to 4%
25 D 2.5% to 4% 2.75% to 4% 3% to 4% 1.75% to 2% 3.0% to 4%
26 E 3.50% to 4% 3.75% to 4% 4.00% 2% 3.75% to 4%

 

Interest Rate
With effect from 1st Poush, 2081 (16th December, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.00% 0
2 Nari Saving  4.25% 0
3 Children Saving  4.25% 0
4 Manjushree Bishesh Bachat   4.50% 5,000
5 Manjushree Talab Bachat Khata 5.00% 0
6 Premium Saving Account 5.00% 25,000
7 Naulo Remit Bachat Khata 6.00% 1,000
8 All other Saving Products 4.00% 0
9 Call Account Up to 2.00% 0
10 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
11 3 Months to below 6 Months 5.25% 6.25%  ---
12 6 Months to below 1 Year 5.50% 6.50% --
13 1 year to below 3 Year 6.00% 7.00% 4.75%
14 3 years to below 5 Year 6.60% 7.60% 5.20%
15 5 years and above 6.75% 7.75% 5.50%
16 Recurring Deposit For individual Up to 6.75%
17 Risk Grade Premium to be charged in Base Rate
Corporate SME Retail Indirect DSL Direct DSL
18 A+ 0% to 2% 0% to 2% 0% to 2% 0% to 2% 1% to 2%
19 A 0.25% to 2.25% 0.25% to 2.25% 0.25% to 2.25% 0% to 2% 1% to 3%
20 A- 0.35% to 2.35% 0.35% to 2.35% 0.35% to 2.35% 0% to 2% 1.25% to 3.25%
21 B+ 0.5% to 2.5% 0.5% to 2.5% 0.5% to 2.5% 0.15% to 2% 1.5% to 3.5%
22 B 0.75% to 2.75% 0.75% to 2.75% 1% to 3% 0.20% to 2% 2.0% to 3.77%
23 B- 1.0% to 3% 1.0% to 3% 1% to 3% 0.25% to 2% 2.50% to 4%
24 C 2.25% to 4% 2.25% to 4% 2.75% to 4% 0.5% to 2% 2.75% to 4%
25 D 2.5% to 4% 2.75% to 4% 3% to 4% 1.75% to 2% 3.0% to 4%
26 E 3.50% to 4% 3.75% to 4% 4.00% 2% 3.75% to 4%

 

Interest Rate
With effect from 1st Mangsir, 2081 (16th November, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.00% 0
2 Nari Saving  4.25% 0
3 Children Saving  4.25% 0
4 Manjushree Bishesh Bachat   4.50% 5,000
6 Manjushree Talab Bachat Khata 5.00% 0.00
7 Premium Saving Account 5.00% 25,000
8 Naulo Remit Bachat Khata 6.00% 1,000
9 All other Saving Products 4.00% 0.00
10 Call Account Up to 2.00% 0.00
11 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
12 3 Months to below 6 Months 5.25% 6.25%  ---
13 6 Months to below 1 Year 5.50% 6.50% --
14 1 year to below 3 Year 6.00% 7.00% 5.00%
15 3 years to below 5 Year 6.60% 7.60% 5.60%
16 5 years and above 6.75% 7.75% 5.75%
17 Recurring Deposit For individual Up to 6.75%
18 Interest rate on Loans and Advance
19 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
20 AUTO LOAN 1 3
21 BIKE LOAN 2 4
22 TRACTOR LOAN 2 4
23 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) or Base Rate whichever is higher
24 PG TERM LOAN 2 4
25 PG OD LOAN 2 4
26 EDUCATION LOAN 1 3
27 HOME LOAN - PREMIUM 0 2
28 HOME LOAN - NORMAL 1 3
29 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
30 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
31 MFL SAJILO KARJA 2 4
32 MFL SAJILO SMALL KARJA 2 4
33 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
34 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
35 SHARE LOAN - PREMIUM 0 2
36 SHARE LOAN - NORMAL 1 3
37 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
38 DEPRIVED SECTOR LOAN - RETAIL 2 4
39 AGRICULTURE LOAN - PREMIUM 0 2
40 AGRICULTURE LOAN - NORMAL 2 4
41 OTHER LOANS 2 4
42 Fixed Interest Rate (% per annum) 13.50%
43 Base rate of Bhadra 10.40%

 

Interest Rate
With effect from 1st Kartik, 2081 (17th October, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.00% 0
2 Nari Saving  4.25% 0
3 Children Saving  4.25% 0
4 Manjushree Bishesh Bachat   4.50% 5,000
6 Manjushree Talab Bachat Khata 5.00% 0.00
7 Premium Saving Account 5.00% 25,000
8 Naulo Remit Bachat Khata 6.00% 1,000
9 All other Saving Products 4.00% 0.00
10 Call Account Up to 2.00% 0.00
11 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
12 3 Months to below 6 Months 5.25% 6.25%  ---
13 6 Months to below 1 Year 5.50% 6.50% --
14 1 year to below 3 Year 6.00% 7.00% 5.00%
15 3 years to below 5 Year 6.60% 7.60% 5.60%
16 5 years and above 6.75% 7.75% 5.75%
17 Recurring Deposit For individual Up to 6.75%
18 Interest rate on Loans and Advance
19 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
20 AUTO LOAN 1 3
21 BIKE LOAN 2 4
22 TRACTOR LOAN 2 4
23 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) or Base Rate whichever is higher
24 PG TERM LOAN 2 4
25 PG OD LOAN 2 4
26 EDUCATION LOAN 1 3
27 HOME LOAN - PREMIUM 0 2
28 HOME LOAN - NORMAL 1 3
29 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
30 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
31 MFL SAJILO KARJA 2 4
32 MFL SAJILO SMALL KARJA 2 4
33 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
34 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
35 SHARE LOAN - PREMIUM 0 2
36 SHARE LOAN - NORMAL 1 3
37 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
38 DEPRIVED SECTOR LOAN - RETAIL 2 4
39 AGRICULTURE LOAN - PREMIUM 0 2
40 AGRICULTURE LOAN - NORMAL 2 4
41 OTHER LOANS 2 4
42 Fixed Interest Rate (% per annum) 13.50%
43 Base rate of Bhadra 10.40%

 

Interest Rate
With effect from 1st Ashwin, 2081 (17th September, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.20% 0
2 Nari Saving  4.45% 0
3 Children Saving  4.45% 0
4 Manjushree Bishesh Bachat   4.70% 5,000
6 Manjushree Talab Bachat Khata 5.20% 0.00
7 Premium Saving Account 5.20% 25,000
8 Naulo Remit Bachat Khata 6.20% 1,000
9 All other Saving Products 4.20% 0.00
10 Call Account Up to 2.00% 0.00
11 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
12 3 Months to below 6 Months 5.75% 6.75%  ---
13 6 Months to below 1 Year 6.00% 7.00% --
14 1 year to below 3 Year 6.50% 7.50% 5.50%
15 3 years to below 5 Year 7.10% 8.10% 6.10%
16 5 years and above 7.25% 8.25% 6.25%
17 Recurring Deposit For individual Up to 7.25%
18 Interest rate on Loans and Advance
19 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
20 AUTO LOAN 1 3
21 BIKE LOAN 2 4
22 TRACTOR LOAN 2 4
23 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) or Base Rate whichever is higher
24 PG TERM LOAN 2 4
25 PG OD LOAN 2 4
26 EDUCATION LOAN 1 3
27 HOME LOAN - PREMIUM 0 2
28 HOME LOAN - NORMAL 1 3
29 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
30 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
31 MFL SAJILO KARJA 2 4
32 MFL SAJILO SMALL KARJA 2 4
33 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
34 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
35 SHARE LOAN - PREMIUM 0 2
36 SHARE LOAN - NORMAL 1 3
37 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
38 DEPRIVED SECTOR LOAN - RETAIL 2 4
39 AGRICULTURE LOAN - PREMIUM 0 2
40 AGRICULTURE LOAN - NORMAL 2 4
41 OTHER LOANS 2 4
42 Fixed Interest Rate (% per annum) 13.50%
43 Base rate of Shrawan 10.98%

 

Interest Rate
With effect from 1st Bhadra, 2081 (17th August, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.60% 0
2 Nari Saving  4.85% 0
3 Children Saving  4.85% 0
4 Manjushree Bishesh Bachat   5.10% 5,000
6 Manjushree Talab Bachat Khata 5.60% 0.00
7 Premium Saving Account 5.60% 25,000
8 Naulo Remit Bachat Khata 6.60% 1,000
9 All other Saving Products 4.60% 0.00
10 Call Account Up to 2.30% 0.00
11 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
12 3 Months to below 6 Months 6.25% 7.25%  ---
13 6 Months to below 1 Year 6.50% 7.50% 5.50%
14 1 year to below 3 Year 7.40% 8.40% 6.40%
15 3 years to below 5 Year 7.60% 8.60% 6.60%
16 5 years and above 8.00% 9.00% 7.00%
17 Recurring Deposit For individual Up to 8.00%
18 Intrest rate on Loans and Advance
19 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
20 AUTO LOAN 1 3
21 BIKE LOAN 2 4
22 TRACTOR LOAN 2 4
23 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) or Base Rate whichever is higher
24 PG TERM LOAN 2 4
25 PG OD LOAN 2 4
26 EDUCATION LOAN 1 3
27 HOME LOAN - PREMIUM 0 2
28 HOME LOAN - NORMAL 1 3
29 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
30 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
31 MFL SAJILO KARJA 2 4
32 MFL SAJILO SMALL KARJA 2 4
33 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
34 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
35 SHARE LOAN - PREMIUM 0 2
36 SHARE LOAN - NORMAL 1 3
37 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
38 DEPRIVED SECTOR LOAN - RETAIL 2 4
39 AGRICULTURE LOAN - PREMIUM 0 2
40 AGRICULTURE LOAN - NORMAL 2 4
41 OTHER LOANS 2 4
42 Fixed Interest Rate (% per annum) 15.00%
43 Base rate of Ashar 11.16%

 

Interest Rate
With effect from 1st Shrawan, 2081 (16th July, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.60% 0
2 Nari Saving  4.85% 0
3 Children Saving  4.85% 0
4 Manjushree Bishesh Bachat   5.10% 5,000
6 Manjushree Talab Bachat Khata 5.60% 0.00
7 Premium Saving Account 5.60% 25,000
8 Naulo Remit Bachat Khata 6.60% 1,000
9 All other Saving Products 4.60% 0.00
10 Call Account Up to 2.30% 0.00
11 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
12 3 Months to below 6 Months 6.50% 7.50%  ---
13 6 Months to below 1 Year 6.75% 7.75% 5.75%
14 1 year to below 3 Year 7.40% 8.40% 6.40%
15 3 years to below 5 Year 7.60% 8.60% 6.60%
16 5 years and above 8.00% 9.00% 7.00%
17 Recurring Deposit For individual Up to 8.00%
18 Intrest rate on Loans and Advance
19 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
20 AUTO LOAN 1 3
21 BIKE LOAN 2 4
22 TRACTOR LOAN 2 4
23 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) or Base Rate whichever is higher
24 PG TERM LOAN 2 4
25 PG OD LOAN 2 4
26 EDUCATION LOAN 1 3
27 HOME LOAN - PREMIUM 0 2
28 HOME LOAN - NORMAL 1 3
29 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
30 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
31 MFL SAJILO KARJA 2 4
32 MFL SAJILO SMALL KARJA 2 4
33 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
34 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
35 SHARE LOAN - PREMIUM 0 2
36 SHARE LOAN - NORMAL 1 3
37 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
38 DEPRIVED SECTOR LOAN - RETAIL 2 4
39 AGRICULTURE LOAN - PREMIUM 0 2
40 AGRICULTURE LOAN - NORMAL 2 4
41 OTHER LOANS 2 4
42 Fixed Interest Rate (% per annum) 15.00%
43 Base rate of Jestha 11.13%

 

Interest Rate
With effect from 1st Ashad, 2081 (15th June, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  4.75% 0
2 Nari Saving  5.00% 0
3 Children Saving  5.00% 0
4 Manjushree Bishes Bachat   5.25% 5,000
5 Premium Saving Account 5.75% 25,000
6 Naulo Remit Bachat Khata 6.75% 1,000
7 All other Saving Products 4.75% 0.00
7 Call Account Up to 2.37% 0.00
8 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 Months to below 6 Months 6.50% 7.50%  ---
10 6 Months to below 1 Year 6.75% 7.75% 5.75%
11 1 year to below 3 Year 7.50% 8.50% 6.50%
12 3 years to below 5 Year 7.75% 8.75% 6.75%
13 5 years and above 8.10% 9.10% 7.10%
14 Recurring Deposit For individual Up to 8.10%
15 Intrest rate on Loans and Advance
16 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
17 AUTO LOAN 1 3
18 BIKE LOAN 2 4
19 TRACTOR LOAN 2 4
20 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) or Base Rate whichever is higher
21 PG TERM LOAN 2 4
22 PG OD LOAN 2 4
23 EDUCATION LOAN 1 3
24 HOME LOAN - PREMIUM 0 2
25 HOME LOAN - NORMAL 1 3
26 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
27 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
28 MFL SAJILO KARJA 2 4
29 MFL SAJILO SMALL KARJA 2 4
30 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
31 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
32 SHARE LOAN - PREMIUM 0 2
33 SHARE LOAN - NORMAL 1 3
34 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
35 DEPRIVED SECTOR LOAN - RETAIL 2 4
36 AGRICULTURE LOAN - PREMIUM 0 2
37 AGRICULTURE LOAN - NORMAL 2 4
38 OTHER LOANS 2 4
39 Fixed Interest Rate (% per annum) 15.00%
40 Base rate of Baishak 11.49%

 

Interest Rate
With effect from 1st Jestha, 2081 (14th May, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  5.00% 0
2 Nari Saving  5.25% 0
3 Children Saving  5.25% 0
4 Manjushree Bishes Bachat   5.50% 5,000
5 Premium Saving Account 6.00% 25,000
6 Naulo Remit Bachat Khata 7.00% 1,000
7 Call Account Up to 2.50% 0.00
8 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 Months to below 6 Months 6.75% 7.75%  ---
10 6 Months to below 1 Year 7.10% 8.10% 5.75%
11 1 year to below 3 Year 7.75% 8.75% 6.75%
12 3 years to below 5 Year 8.25% 9.25% 7.25%
13 5 years and above 8.60% 9.60% 7.60%
14 Recurring Deposit For individual Up to 8.60%
15 Intrest rate on Loans and Advance
16 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
17 AUTO LOAN 1 3
18 BIKE LOAN 2 4
19 TRACTOR LOAN 2 4
20 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) orBase Rate whichever is higher
21 PG TERM LOAN 2 4
22 PG OD LOAN 2 4
23 EDUCATION LOAN 1 3
24 HOME LOAN - PREMIUM 0 2
25 HOME LOAN - NORMAL 1 3
26 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
27 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
28 MFL SAJILO KARJA 2 4
29 MFL SAJILO SMALL KARJA 2 4
30 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
31 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
32 SHARE LOAN - PREMIUM 0 2
33 SHARE LOAN - NORMAL 1 3
34 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
35 DEPRIVED SECTOR LOAN - RETAIL 2 4
36 AGRICULTURE LOAN - PREMIUM 0 2
37 AGRICULTURE LOAN - NORMAL 2 4
38 OTHER LOANS 2 4
39 Fixed Interest Rate (% per annum) 15.00%
40 Base rate of Chaitra 11.55%

 

Interest Rate
With effect from 1st Baishakh, 2081 (13th April, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  5.25% 0
2 Nari Saving  5.50% 0
3 Children Saving  5.50% 0
4 Manjushree Bishes Bachat   5.75% 5,000
5 Premium Saving Account 6.25% 25,000
6 Naulo Remit Bachat Khata 7.25% 1,000
7 Call Account Up to 2.62% 0.00
8 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 Months to below 6 Months 7.25% 8.25%  ---
10 6 Months to below 1 Year 7.35% 8.35% 6.00%
11 1 year to below 3 Year 8.00% 9.00% 7.00%
12 3 years to below 5 Year 8.50% 9.50% 7.50%
13 5 years and above 9.00% 10.00% 8.00%
14 Recurring Deposit For individual Up to 9.00%
15 Intrest rate on Loans and Advance
16 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
17 AUTO LOAN 1 3
18 BIKE LOAN 2 4
19 TRACTOR LOAN 2 4
20 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) orBase Rate whichever is higher
21 PG TERM LOAN 2 4
22 PG OD LOAN 2 4
23 EDUCATION LOAN 1 3
24 HOME LOAN - PREMIUM 0 2
25 HOME LOAN - NORMAL 1 3
26 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
27 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
28 MFL SAJILO KARJA 2 4
29 MFL SAJILO SMALL KARJA 2 4
30 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
31 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
32 SHARE LOAN - PREMIUM 0 2
33 SHARE LOAN - NORMAL 1 3
34 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
35 DEPRIVED SECTOR LOAN - RETAIL 2 4
36 AGRICULTURE LOAN - PREMIUM 0 2
37 AGRICULTURE LOAN - NORMAL 2 4
38 OTHER LOANS 2 4
39 Fixed Interest Rate (% per annum) 15.00%
40 Base rate of Falgun 11.39%
Interest Rate
With effect from 1st Chaitra, 2080 (14th March, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  5.50% 0
2 Nari Saving  5.75% 0
3 Children Saving  5.75% 0
4 Manjushree Bishes Bachat   6.00% 5,000
5 Premium Saving Account 6.50% 25,000
6 Naulo Remit Bachat Khata 7.50% 1,000
7 Call Account Up to 2.75% 0.00
8 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 Months to below 6 Months 7.65% 8.65%  ---
10 6 Months to below 1 Year 7.75% 8.75% 6.25%
11 1 year to below 2 Year 8.50% 9.50% 7.50%
12 2 years and above 9.00% 10.00% 8.00%
13 Recurring Deposit For individual Up to 9.00%
14 Intrest rate on Loans and Advance
15 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
16 AUTO LOAN 1 3
17 BIKE LOAN 2 4
18 TRACTOR LOAN 2 4
19 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) orBase Rate whichever is higher
20 PG TERM LOAN 2 4
21 PG OD LOAN 2 4
22 EDUCATION LOAN 1 3
23 HOME LOAN - PREMIUM 0 2
24 HOME LOAN - NORMAL 1 3
25 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
26 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
27 MFL SAJILO KARJA 2 4
28 MFL SAJILO SMALL KARJA 2 4
29 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
30 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
31 SHARE LOAN - PREMIUM 0 2
32 SHARE LOAN - NORMAL 1 3
33 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
34 DEPRIVED SECTOR LOAN - RETAIL 2 4
35 AGRICULTURE LOAN - PREMIUM 0 2
36 AGRICULTURE LOAN - NORMAL 2 4
37 OTHER LOANS 2 4
38 Fixed Interest Rate (% per annum) 15.00%
39 Base rate of Magh 11.58%

 

Interest Rate
With effect from 1st Falgun, 2080 (13th February, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  6.00% 0
2 Nari Saving  6.25% 0
3 Children Saving  6.25% 0
4 Manjushree Bishes Bachat   6.75% 5,000
5 Premium Saving Account 7.00% 25,000
6 Naulo Remit Bachat Khata 8.00% 1,000
7 Flexible Account Up to 3% 0.00
8 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 Months to below 6 Months 8.50% 9.50%  ---
10 6 Months to below 1 Year 8.60% 9.60% 6.60%
11 1 year to below 2 Year 8.75% 9.75% 6.75%
12 Above 2 years 9.10% 10.10% 7.10%
13 Recurring Deposit For individuals Up to 9.10%
14 Interest rate on Loans and Advance
15 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
16 AUTO LOAN 1 3
17 BIKE LOAN 2 4
18 TRACTOR LOAN 2 4
19 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) or Base Rate whichever is higher
20 PG TERM LOAN 2 4
21 PG OD LOAN 2 4
22 EDUCATION LOAN 1 3
23 HOME LOAN - PREMIUM 0 2
24 HOME LOAN - NORMAL 1 3
25 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
26 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
27 MFL SAJILO KARJA 2 4
28 MFL SAJILO SMALL KARJA 2 4
29 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
30 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
31 SHARE LOAN - PREMIUM 0 2
32 SHARE LOAN - NORMAL 1 3
33 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
34 DEPRIVED SECTOR LOAN - RETAIL 2 4
35 AGRICULTURE LOAN - PREMIUM 0 2
36 AGRICULTURE LOAN - NORMAL 2 4
37 OTHER LOANS 2 4
38 Fixed Interest Rate (% per annum) 15.00%
39 Base rate of Poush 12.06%

 

Interest Rate
With effect from 1st Magh, 2080 (15th January, 2024)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  6.00% 0
2 Nari Saving  6.25% 0
3 Children Saving  6.25% 0
4 Manjushree Bishes Bachat   7.00% 5,000
5 Premium Saving Account 7.50% 25,000
6 Naulo Remit Bachat Khata 8.50% 1,000
7 Flexible Account Up to 3% 0.00
8 Interest on Fixed Deposits for Individuals and Institutions
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 Months to below 6 Months 9.00% 10.00%  ---
10 6 Months to below 9 Months 9.10% 10.10% 7.10%
11 9 Months to below 1 Year 9.20% 10.20% 7.20%
12 1 year to below 24 months 9.50% 10.50% 7.50%
13 2 years and above 9.75% 10.75% 7.75%
14 Intrest rate on Loans and Advance
15 Floating Interest Rate: Base rate+Risk premium(%per annum)
  Product Details Minimum Risk Premium Maximum Risk Premium
16 AUTO LOAN 1 3
17 BIKE LOAN 2 4
18 TRACTOR LOAN 2 4
19 LOAN AGAINST FDR Coupon Rate +2.00% (p.a) orBase Rate whichever is higher
20 PG TERM LOAN 2 4
21 PG OD LOAN 2 4
22 EDUCATION LOAN 1 3
23 HOME LOAN - PREMIUM 0 2
24 HOME LOAN - NORMAL 1 3
25 PERSONAL DEMAND/TERM/OD LOAN - PREMIUM 0 2
26 PERSONAL DEMAND/TERM/OD LOAN - NORMAL 1 3
27 MFL SAJILO KARJA 2 4
28 MFL SAJILO SMALL KARJA 2 4
29 BUSINESS OD/TERM/DEMAND LOAN - PREMIUM 0 2
30 BUSINESS OD/TERM/DEMAND LOAN - NORMAL 1 3
31 SHARE LOAN - PREMIUM 0 2
32 SHARE LOAN - NORMAL 1 3
33 DEPRIVED SECTOR LOAN - WHOLESALE 0 2
34 DEPRIVED SECTOR LOAN - RETAIL 2 4
35 AGRICULTURE LOAN - PREMIUM 0 2
36 AGRICULTURE LOAN - NORMAL 2 4
37 OTHER LOANS 2 4
38 Fixed Interest Rate (% per annum)
39 15%
40 Base rate of Mangsir 11.95%
Interest Rate
With effect from 1st Poush, 2080 (17th December, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  6.00% 0
2 Nari Saving  6.50% 0
3 Children Saving  6.50% 0
4 Manjushree Bishes Bachat   7.50% 5,000
5 Premium Saving Account 8.00% 25,000
6 Naulo Remit Bachat Khata 9.00% 1,000
7 Flexible Account Up to 3% 0.00
8 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 Months to below 6 Months 9.50% 10.50%  ---
10 6 Months to below 9 Months 9.60% 10.60% 7.60%
11 9 Months to below 1 Year 9.70% 10.70% 7.70%
12 1 year to below 24 months 10.00% 11.00% 8.00%
13 2 years and above 10.25% 11.25% 8.25%
14 Loans and Advances Base rate + up to 4.00% premium (p.a)
15 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
16 All Fixed Interest Rate Loan Products 15.00% (p.a)
 
With effect from 1st Mangsir, 2080 (17th November, 2023)
S.N Name of Product Interest Rate (p.a)Interest Rate Minimum Balance (NRP)
1 Normal Saving  7.75% 0
2 Nari Saving  7.75% 0
3 Children Saving  7.75% 0
4 Manjushree Bishes Bachat   8.00% 5,000
5 Premium Saving Account 8.25% 25,000
6 Naulo Remit Bachat Khata 9.25% 1,000
7 Flexible Account Up to 3.875% 0.00
8 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 months 10.25% 11.25%  ---
10 6 months 10.40% 11.40% 8.40%
11 9 months 10.60% 11.60% 8.60%
12 1 year to below 24 months 10.75% 11.75% 8.75%
13 2 years and below 3 years 11.00% 12.00% 9.00%
14 Loans and Advances Base rate + up to 4.80% premium (p.a)
15 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
16 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

 
With effect from 1st Kartik, 2080 (18th October, 2023)
S.N Name of Product Interest Rate (p.a)Interest Rate Minimum Balance (NRP)
1 Normal Saving  7.75% 0
2 Nari Saving  7.75% 0
3 Children Saving  7.75% 0
4 Manjushree Bishes Bachat   8.00% 5,000
5 Premium Saving Account 8.25% 25,000
6 Naulo Remit Bachat Khata 9.25% 1,000
7 Flexible Account Up to 3.875% 0.00
8 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
9 3 months 10.25% 11.25%  ---
10 6 months 10.40% 11.40% 8.40%
11 9 months 10.60% 11.60% 8.60%
12 1 year to below 24 months 10.75% 11.75% 8.75%
13 2 years and below 3 years 11.00% 12.00% 9.00%
14 Loans and Advances Base rate + up to 4.80% premium (p.a)
15 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
16 All Fixed Interest Rate Loan Products 15.00% (p.a)
Interest Rate
With effect from 1st Ashoj, 2080 (18th September, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  8.25% 0
2 Nari Saving  8.25% 0
3 Children Saving  8.25% 0
4 Manjushree Bishes Bachat   8.50% 5,000
5 Premium Saving Account 8.75% 25,000
6 Naulo Remit Bachat Khata 9.75% 1,000
7 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
8 3 months to below 6 months 11% 12%  -
9 6 months to below 9 months 11.15% 12.15% 9.15%
10 9 months below 1 year 11.30% 12.30% 9.30%
11 Below 24 months 11.50% 12.50% 9.50%
12 2 years & Above  11.75% 12.75% 9.75%
13 Loans and Advances Base rate + up to 5.00% premium (p.a)
14 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
15 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

 

Interest Rate
With effect from 1st Bhadra, 2080 (18th August, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  8.25% 0
2 Nari Saving  8.25% 0
3 Children Saving  8.25% 0
4 Manjushree Bishes Bachat   8.50% 5,000
5 Premium Saving Account 8.75% 25,000
6 Naulo Remit Bachat Khata 9.75% 1,000
7 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
8 3 months to below 6 months 11.15% 12.15%  -
9 6 months to below 9 months 11.30% 12.30% 9.30%
10 9 months below 1 year 11.45% 12.45% 9.45%
11 1 Year to below 2 years 11.75% 12.75% 9.75%
12 2 years to below 3 years 12.00% 13.00% 10.00%
13 3 years 12.50% 13.50% 10.50%
14 Loans and Advances Base rate + up to 5.00% premium (p.a)
15 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
16 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

 

Interest Rate
With effect from 1st shrawan, 2080 (17th July, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  8.25% 0
2 Nari Saving  8.25% 0
3 Children Saving  8.25% 0
4 Manjushree Bishes Bachat   8.50% 5,000
5 Premium Saving Account 8.75% 25,000
6 Naulo Remit Bachat Khata 9.75% 1,000
7 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
8 3 months to below 6 months 10.15% 11.15%  -
9 6 months to below 9 months 10.30% 11.30% 8.30%
10 9 months  10.45% 11.45% 8.45%
11 1 Year to 23 months  10.70% 11.70% 8.70%
12 2 years 11.20% 12.20% 9.20%
13 Loans and Advances Base rate + up to 4.60% premium (p.a)
14 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
15 All Fixed Interest Rate Loan Products 15.00% (p.a)
Interest Rate
With effect from 1st Ashad, 2080 (16th June, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  8.25% 0
2 Nari Saving  8.25% 0
3 Children Saving  8.25% 0
4 Manjushree Bishes Bachat   8.50% 5,000
5 Premium Saving Account 8.75% 25,000
6 Naulo Remit Bachat Khata 9.75% 1,000
7 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
8 3 months to below 6 months 10.60% 11.60%  -
9 6 months to below 9 months 10.75% 11.75% 8.75%
10 9 months  10.90% 11.90% 8.90%
11 1 Year to 2 years  11.10% 12.10% 9.10%
12 Above 2 years 11.25% 12.25% 9.25%
13 Loans and Advances Base rate + up to 4.80% premium (p.a)
14 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
15 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

Interest Rate
With effect from 1st Jestha, 2080 (15th May, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  8.25% 0
2 Nari Saving  8.25% 0
3 Children Saving  8.25% 0
4 Manjushree Bishes Bachat   8.50% 5,000
5 Premium Saving Account 8.75% 25,000
6 Naulo Remit Bachat Khata 9.75% 1,000
7 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
8 3 months to below 6 months 10.60% 11.60%  -
9 6 months to below 9 months 10.75% 11.75% 8.75%
10 9 months  10.90% 11.90% 8.90%
11 1 Year to 2 years  11.10% 12.10% 9.10%
12 Above 2 years 11.25% 12.25% 9.25%
13 Loans and Advances Base rate + up to 4.80% premium (p.a)
14 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
15 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

Interest Rate
With effect from 1st Baishak, 2080 (14th April, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance (NRP)
1 Normal Saving  8.25% 0
2 Nari Saving  8.25% 0
3 Children Saving  8.25% 0
4 Manjushree Bishes Bachat   8.50% 5,000
5 Premium Saving Account 8.75% 25,000
6 Naulo Remit Bachat Khata 9.75% 1,000
7 Fixed Deposit  
  Tenure Individual (p.a) Remittance FD Institutional (p.a)
8 3 months to below 6 months 10.60% 11.60%  -
9 6 months to below 9 months 10.75% 11.75% 8.75%
10 9 months  10.90% 11.90% 8.90%
11 1 Year to 2 years  11.10% 12.10% 9.10%
12 Above 2 years 11.25% 12.25% 9.25%
13 Loans and Advances Base rate + up to 4.80% premium (p.a)
14 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
15 All Fixed Interest Rate Loan Products 15.00% (p.a)

                                                 

Interest Rate
                With effect from 1st Chaitra, 2079 (15th March, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  8.25% 0
2 Nari Saving  8.25% 0
3 Children Saving  8.25% 0
4 Manjushree Bishes Bachat   9.00% 5000
5 Premium Saving Account 9.25% 25000
6 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
7 3 months to below 6 months 11.60%  
8 6 months to below 9 months 11.70% 9.70%
9 9 months below 1 year 11.80% 9.80%
10 1 Year to below 2 years  11.90% 9.90%
11 2 years 12.00% 10.00%
12 Loans and Advances Base rate + up to 4.00% premium (p.a)
13 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
14 All Fixed Interest Rate Loan Products 16.50% (p.a)

 

                                                 

Interest Rate
With effect from 1st Falgun, 2079 (13th February, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  8.47% 0
2 Nari Saving  8.47% 0
3 Children Saving  8.47% 0
4 Manjushree Bishes Bachat   9.47% 5000
5 Premium Saving Account 10.00% 25000
6 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
7 3 months to below 6 months 11.85%  
8 6 months to below 9 months 11.95% 9.95%
9 9 months  12.00% 10.00%
10 1 Year  12.10% 10.10%
11 2 years 12.20% 10.20%
12 Loans and Advances Base rate + up to 7.00% premium (p.a)
13 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
14 All Fixed Interest Rate Loan Products 17.00% (p.a)

 

 

 

Interest Rate
With effect from 1st Magh, 2079 (15th January, 2023)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  8.47% 0
2 Nari Saving  8.47% 0
3 Children Saving  8.47% 0
4 Manjushree Bishes Bachat   9.47% 5000
5 Premium Saving Account 10.00% 25000
6 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
7 3 months to below 6 months 12.10% 10.10%
8 6 months to below 9 months 12.20% 10.20%
9 9 months to below 1 Year 12.25% 10.25%
10 1 Year to below 2 years 12.35% 10.35%
11 2 years 12.50% 10.50%
12 Loans and Advances Base rate + up to 7.00% premium (p.a)
13 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
14 All Fixed Interest Rate Loan Products 17.00% (p.a)

 

 

Interest Rate
With effect from 1st Poush, 2079 (16th December, 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  8.47% 0
2 Nari Saving  8.47% 0
3 Children Saving  8.47% 0
4 Manjushree Bishes Bachat   9.47% 5000
5 Premium Saving Account 10.00% 25000
6 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
7 3 months to below 6 months 13.00% 11.00%
8 6 months to below 9 months 13.05% 11.05%
9 9 months 13.10% 11.10%
10 1 Year 13.30% 11.30%
11 24 months and above 13.35% 11.35%
12 Loans and Advances Base rate + up to 7.00% premium (p.a)
13 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
14 All Fixed Interest Rate Loan Products 17.00% (p.a)

 

Interest Rate
With effect from 1st Mangsir, 2079 (17th November 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  8.47% 0
2 Nari Saving  8.47% 0
3 Children Saving  8.47% 0
4 Manjushree Bishes Bachat   9.47% 5000
5 Premium Saving Account 10.00% 25000
6 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
7 3 months to below 6 months 13.00% 11.00%
8 6 months to below 9 months 13.05% 11.05%
9 9 months 13.10% 11.10%
10 1 Year 13.30% 11.30%
11 24 months and above 13.35% 11.35%
12 Loans and Advances Base rate + up to 7.00% premium (p.a)
13 Loan against FD FD Rate + 2.00% (p.a)/Base Rate (whichever is higher)
14 All Fixed Interest Rate Loan Products 17.00% (p.a)

  

 

Interest Rate
With effect from 1st Kartik,2079 (17th October 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  8.47% 0
2 Nari Saving  8.47% 0
3 Children Saving  8.47% 0
4 Manjushree Bishes Bachat   9.47% 5000
5 Premium Saving Account 10.00% 25000
6 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
7 3 months to below 6 months 13.20% 11.20%
8 6 months to below 9 months 13.30% 11.30%
9 9 months to upto 1 year 13.35% 11.35%
10 13 months 13.45% 11.45%
11 24 months and above -- 11.47%
12 Loans and Advances Base rate + up to 7.00% premium (p.a)
13 Loan against FD FD Rate + 2.00% (p.a)
14 All Fixed Interest Rate Loan Products 17.00% (p.a)

 

Interest Rate
With effect from 1st  Ashwin,2079 (17th September, 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  8.47% 0
2 Nari Saving  8.47% 0
3 Children Saving  8.47% 0
4 Manjushree Bishes Bachat   9.47% 5000
5 Manjushree Premium Account 10.00% 25000
6 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
7 3 months to below 6 months 13.20% 11.20%
8 6 months to below 9 months 13.30% 11.30%
9 9 months to upto 1 year 13.35% 11.35%
10 13 months 13.45% 11.45%
11 24 months and above -- 11.47%
12 Loans and Advances Base rate + up to 7.00% premium (p.a)
13 Loan against FD FD Rate + 2.00% (p.a)
14 All Fixed Interest Rate Loan Products 17.00% (p.a)

 

 

 

Interest Rate
With effect from 1st  Bhadra,2079 (17th August, 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  7.20% 0
2 Nari Saving  7.45% 0
3 Children Saving  7.45% 0
4 Manjushree Bishes Bachat   9.15% 5000
5 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
6 3 months to below 6 months 12.00% 10.00%
7 6 months to below 9 months 12.05% 10.05%
8 9 months to below 1 year 12.10% 10.10%
9 1 year 12.15% 10.15%
9 Loans and Advances Base rate + up to 7.00% premium (p.a)
10 Loan against FD FD Rate + 2.00% (p.a)
11 All Fixed Interest Rate Loan Products 16.00% (p.a)

 

 

Interest Rate
With effect from 1st  Shrawan,2079 (17th July, 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  7.20% 0
2 Nari Saving  7.45% 0
3 Children Saving  7.45% 0
4 Manjushree Bishes Bachat   9.00% 5000
5 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
6 3 months to below 6 months 12.00% 11.00%
7 6 months to below 9 months 12.05% 11.05%
8 9 months to below 1 year 12.10% 11.10%
9 1 year 12.15% 11.15%
9 Loans and Advances Base rate + up to 7.00% premium (p.a)
10 Loan against FD FD Rate + 2.00% (p.a)
11 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

Interest Rate
With effect from 1st  Ashadh,2079 (15th June, 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  7.20% 0
2 Nari Saving  7.45% 0
3 Children Saving  7.45% 0
4 Manjushree Bishes Bachat   9.00% 5000
5 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
6 3 months to below 6 months 12.00% 11.00%
7 6 months to below 9 months 12.05% 11.05%
8 9 months to below 1 year 12.10% 11.10%
9 1 year 12.15% 11.15%
9 Loans and Advances Base rate + up to 7.00% premium (p.a)
10 Loan against FD FD Rate + 2.00% (p.a)
11 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

Interest Rate
With effect from 1st  Jestha,2079 (15th May, 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  7.15% 0
2 Nari Saving  7.40% 0
3 Children Saving  7.40% 0
4 Manjushree Bishes Bachat   7.65% 5000
5 Fixed Deposit  
  Tenure Individual (p.a) Institutional (p.a)
6 3 months to below 6 months 12.00% 11.00%
7 6 months to below 9 months 12.05% 11.05%
8 9 months to below 1 year 12.10% 11.10%
9 1 year 12.15% 11.15%
9 Loans and Advances Base rate + up to 7.00% premium (p.a)
10 Loan against FD FD Rate + 2.00% (p.a)
11 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

 

Interest Rate
With effect from 1st  Baisakh, 2079 (14th April 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  7.15% 0
2 Nari Saving  7.40% 0
3 Children Saving  7.40% 0
4 Manjushree Bishes Bachat   7.65% 5000
5 Fixed Deposit    
  Tenure Individual (p.a) Institutional (p.a)
6 3 months to below 6 months 11.71% 10.71%
7 6 months to below 1 year 12.00% 11.00%
8 1 year 12.15% 11.15%
9 Loans and Advances Base rate + up to 7.00% premium (p.a)
10 Loan against FD FD Rate + 2.00% (p.a)
11 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

 

Interest Rate
With effect from 1st  Chaitra,2078 (15th March 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 Normal Saving  7.15% 0
2 Nari Saving  7.40% 0
3 Children Saving  7.40% 0
4 Manjushree Bishes Bachat   7.65% 5000
5 Fixed Deposit    
  Tenure Individual (p.a) Institutional (p.a)
6 3 months to below 6 months 11.71% 10.71%
7 6 months to below 1 year 12.00% 11.00%
8 1 year 12.15% 11.15%
9 Loans and Advances Base rate + up to 7.00% premium (p.a)
10 Loan against FD FD Rate + 2.00% (p.a)
11 All Fixed Interest Rate Loan Products 15.00% (p.a)

 

Interest Rate
With effect from 1st  Falgun,2078 (13th February 2022)
S.N Name of Product Interest Rate (p.a) Minimum Balance NRP
1 N
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