Interest Rate
| Interest Rate | ||||||
| With effect from 1st Poush, 2081 (16th December, 2024) | ||||||
| 1 | Normal Saving | 4.00% | 0 | |||
| 2 | Nari Saving | 4.25% | 0 | |||
| 3 | Children Saving | 4.25% | 0 | |||
| 4 | Manjushree Bishes Bachat | 4.50% | 5,000 | |||
| 5 | Manjushree Talab Bachat Khata | 5.00% | 0 | |||
| 6 | Premium Saving Account | 5.00% | 25,000 | |||
| 7 | Naulo Remit Bachat Khata | 6.00% | 1,000 | |||
| 8 | All other Saving Products | 4.00% | 0 | |||
| 9 | Call Account | Up to 2.00% | 0 | |||
| 10 | Interest on Fixed Deposits for Individuals and Institutions | |||||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |||
| 11 | 3 Months to below 6 Months | 5.25% | 6.25% | --- | ||
| 12 | 6 Months to below 1 Year | 5.50% | 6.50% | -- | ||
| 13 | 1 year to below 3 Year | 6.00% | 7.00% | 4.75% | ||
| 14 | 3 years to below 5 Year | 6.60% | 7.60% | 5.20% | ||
| 15 | 5 years and above | 6.75% | 7.75% | 5.50% | ||
| 16 | Recurring Deposit For individual | Up to 6.75% | ||||
| 17 | Risk Grade | Premium to be charged in Base Rate | ||||
| Corporate | SME | Retail | Indirect DSL | Direct DSL | ||
| 18 | A+ | 0% to 2% | 0% to 2% | 0% to 2% | 0% to 2% | 1% to 2% |
| 19 | A | 0.25% to 2.25% | 0.25% to 2.25% | 0.25% to 2.25% | 0% to 2% | 1% to 3% |
| 20 | A- | 0.35% to 2.35% | 0.35% to 2.35% | 0.35% to 2.35% | 0% to 2% | 1.25% to 3.25% |
| 21 | B+ | 0.5% to 2.5% | 0.5% to 2.5% | 0.5% to 2.5% | 0.15% to 2% | 1.5% to 3.5% |
| 22 | B | 0.75% to 2.75% | 0.75% to 2.75% | 1% to 3% | 0.20% to 2% | 2.0% to 3.77% |
| 23 | B- | 1.0% to 3% | 1.0% to 3% | 1% to 3% | 0.25% to 2% | 2.50% to 4% |
| 24 | C | 2.25% to 4% | 2.25% to 4% | 2.75% to 4% | 0.5% to 2% | 2.75% to 4% |
| 25 | D | 2.5% to 4% | 2.75% to 4% | 3% to 4% | 1.75% to 2% | 3.0% to 4% |
| 26 | E | 3.50% to 4% | 3.75% to 4% | 4.00% | 2% | 3.75% to 4% |
| Interest Rate | ||||
| With effect from 1st Mangsir, 2081 (16th November, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 4.00% | 0 | |
| 2 | Nari Saving | 4.25% | 0 | |
| 3 | Children Saving | 4.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 4.50% | 5,000 | |
| 6 | Manjushree Talab Bachat Khata | 5.00% | 0.00 | |
| 7 | Premium Saving Account | 5.00% | 25,000 | |
| 8 | Naulo Remit Bachat Khata | 6.00% | 1,000 | |
| 9 | All other Saving Products | 4.00% | 0.00 | |
| 10 | Call Account | Up to 2.00% | 0.00 | |
| 11 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 12 | 3 Months to below 6 Months | 5.25% | 6.25% | --- |
| 13 | 6 Months to below 1 Year | 5.50% | 6.50% | -- |
| 14 | 1 year to below 3 Year | 6.00% | 7.00% | 5.00% |
| 15 | 3 years to below 5 Year | 6.60% | 7.60% | 5.60% |
| 16 | 5 years and above | 6.75% | 7.75% | 5.75% |
| 17 | Recurring Deposit For individual | Up to 6.75% | ||
| 18 | Interest rate on Loans and Advance | |||
| 19 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 20 | AUTO LOAN | 1 | 3 | |
| 21 | BIKE LOAN | 2 | 4 | |
| 22 | TRACTOR LOAN | 2 | 4 | |
| 23 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) or Base Rate whichever is higher | ||
| 24 | PG TERM LOAN | 2 | 4 | |
| 25 | PG OD LOAN | 2 | 4 | |
| 26 | EDUCATION LOAN | 1 | 3 | |
| 27 | HOME LOAN - PREMIUM | 0 | 2 | |
| 28 | HOME LOAN - NORMAL | 1 | 3 | |
| 29 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 30 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 31 | MFL SAJILO KARJA | 2 | 4 | |
| 32 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 33 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 34 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 35 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 36 | SHARE LOAN - NORMAL | 1 | 3 | |
| 37 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 38 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 39 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 40 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 41 | OTHER LOANS | 2 | 4 | |
| 42 | Fixed Interest Rate (% per annum) | 13.50% | ||
| 43 | Base rate of Bhadra | 10.40% | ||
| Interest Rate | ||||
| With effect from 1st Kartik, 2081 (17th October, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 4.00% | 0 | |
| 2 | Nari Saving | 4.25% | 0 | |
| 3 | Children Saving | 4.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 4.50% | 5,000 | |
| 6 | Manjushree Talab Bachat Khata | 5.00% | 0.00 | |
| 7 | Premium Saving Account | 5.00% | 25,000 | |
| 8 | Naulo Remit Bachat Khata | 6.00% | 1,000 | |
| 9 | All other Saving Products | 4.00% | 0.00 | |
| 10 | Call Account | Up to 2.00% | 0.00 | |
| 11 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 12 | 3 Months to below 6 Months | 5.25% | 6.25% | --- |
| 13 | 6 Months to below 1 Year | 5.50% | 6.50% | -- |
| 14 | 1 year to below 3 Year | 6.00% | 7.00% | 5.00% |
| 15 | 3 years to below 5 Year | 6.60% | 7.60% | 5.60% |
| 16 | 5 years and above | 6.75% | 7.75% | 5.75% |
| 17 | Recurring Deposit For individual | Up to 6.75% | ||
| 18 | Interest rate on Loans and Advance | |||
| 19 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 20 | AUTO LOAN | 1 | 3 | |
| 21 | BIKE LOAN | 2 | 4 | |
| 22 | TRACTOR LOAN | 2 | 4 | |
| 23 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) or Base Rate whichever is higher | ||
| 24 | PG TERM LOAN | 2 | 4 | |
| 25 | PG OD LOAN | 2 | 4 | |
| 26 | EDUCATION LOAN | 1 | 3 | |
| 27 | HOME LOAN - PREMIUM | 0 | 2 | |
| 28 | HOME LOAN - NORMAL | 1 | 3 | |
| 29 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 30 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 31 | MFL SAJILO KARJA | 2 | 4 | |
| 32 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 33 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 34 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 35 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 36 | SHARE LOAN - NORMAL | 1 | 3 | |
| 37 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 38 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 39 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 40 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 41 | OTHER LOANS | 2 | 4 | |
| 42 | Fixed Interest Rate (% per annum) | 13.50% | ||
| 43 | Base rate of Bhadra | 10.40% | ||
| Interest Rate | ||||
| With effect from 1st Ashwin, 2081 (17th September, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 4.20% | 0 | |
| 2 | Nari Saving | 4.45% | 0 | |
| 3 | Children Saving | 4.45% | 0 | |
| 4 | Manjushree Bishes Bachat | 4.70% | 5,000 | |
| 6 | Manjushree Talab Bachat Khata | 5.20% | 0.00 | |
| 7 | Premium Saving Account | 5.20% | 25,000 | |
| 8 | Naulo Remit Bachat Khata | 6.20% | 1,000 | |
| 9 | All other Saving Products | 4.20% | 0.00 | |
| 10 | Call Account | Up to 2.00% | 0.00 | |
| 11 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 12 | 3 Months to below 6 Months | 5.75% | 6.75% | --- |
| 13 | 6 Months to below 1 Year | 6.00% | 7.00% | -- |
| 14 | 1 year to below 3 Year | 6.50% | 7.50% | 5.50% |
| 15 | 3 years to below 5 Year | 7.10% | 8.10% | 6.10% |
| 16 | 5 years and above | 7.25% | 8.25% | 6.25% |
| 17 | Recurring Deposit For individual | Up to 7.25% | ||
| 18 | Interest rate on Loans and Advance | |||
| 19 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 20 | AUTO LOAN | 1 | 3 | |
| 21 | BIKE LOAN | 2 | 4 | |
| 22 | TRACTOR LOAN | 2 | 4 | |
| 23 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) or Base Rate whichever is higher | ||
| 24 | PG TERM LOAN | 2 | 4 | |
| 25 | PG OD LOAN | 2 | 4 | |
| 26 | EDUCATION LOAN | 1 | 3 | |
| 27 | HOME LOAN - PREMIUM | 0 | 2 | |
| 28 | HOME LOAN - NORMAL | 1 | 3 | |
| 29 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 30 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 31 | MFL SAJILO KARJA | 2 | 4 | |
| 32 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 33 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 34 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 35 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 36 | SHARE LOAN - NORMAL | 1 | 3 | |
| 37 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 38 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 39 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 40 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 41 | OTHER LOANS | 2 | 4 | |
| 42 | Fixed Interest Rate (% per annum) | 13.50% | ||
| 43 | Base rate of Shrawan | 10.98% | ||
| Interest Rate | ||||
| With effect from 1st Bhadra, 2081 (17th August, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 4.60% | 0 | |
| 2 | Nari Saving | 4.85% | 0 | |
| 3 | Children Saving | 4.85% | 0 | |
| 4 | Manjushree Bishes Bachat | 5.10% | 5,000 | |
| 6 | Manjushree Talab Bachat Khata | 5.60% | 0.00 | |
| 7 | Premium Saving Account | 5.60% | 25,000 | |
| 8 | Naulo Remit Bachat Khata | 6.60% | 1,000 | |
| 9 | All other Saving Products | 4.60% | 0.00 | |
| 10 | Call Account | Up to 2.30% | 0.00 | |
| 11 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 12 | 3 Months to below 6 Months | 6.25% | 7.25% | --- |
| 13 | 6 Months to below 1 Year | 6.50% | 7.50% | 5.50% |
| 14 | 1 year to below 3 Year | 7.40% | 8.40% | 6.40% |
| 15 | 3 years to below 5 Year | 7.60% | 8.60% | 6.60% |
| 16 | 5 years and above | 8.00% | 9.00% | 7.00% |
| 17 | Recurring Deposit For individual | Up to 8.00% | ||
| 18 | Intrest rate on Loans and Advance | |||
| 19 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 20 | AUTO LOAN | 1 | 3 | |
| 21 | BIKE LOAN | 2 | 4 | |
| 22 | TRACTOR LOAN | 2 | 4 | |
| 23 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) or Base Rate whichever is higher | ||
| 24 | PG TERM LOAN | 2 | 4 | |
| 25 | PG OD LOAN | 2 | 4 | |
| 26 | EDUCATION LOAN | 1 | 3 | |
| 27 | HOME LOAN - PREMIUM | 0 | 2 | |
| 28 | HOME LOAN - NORMAL | 1 | 3 | |
| 29 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 30 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 31 | MFL SAJILO KARJA | 2 | 4 | |
| 32 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 33 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 34 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 35 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 36 | SHARE LOAN - NORMAL | 1 | 3 | |
| 37 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 38 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 39 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 40 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 41 | OTHER LOANS | 2 | 4 | |
| 42 | Fixed Interest Rate (% per annum) | 15.00% | ||
| 43 | Base rate of Ashar | 11.16% | ||
| Interest Rate | ||||
| With effect from 1st Shrawan, 2081 (16th July, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 4.60% | 0 | |
| 2 | Nari Saving | 4.85% | 0 | |
| 3 | Children Saving | 4.85% | 0 | |
| 4 | Manjushree Bishes Bachat | 5.10% | 5,000 | |
| 6 | Manjushree Talab Bachat Khata | 5.60% | 0.00 | |
| 7 | Premium Saving Account | 5.60% | 25,000 | |
| 8 | Naulo Remit Bachat Khata | 6.60% | 1,000 | |
| 9 | All other Saving Products | 4.60% | 0.00 | |
| 10 | Call Account | Up to 2.30% | 0.00 | |
| 11 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 12 | 3 Months to below 6 Months | 6.50% | 7.50% | --- |
| 13 | 6 Months to below 1 Year | 6.75% | 7.75% | 5.75% |
| 14 | 1 year to below 3 Year | 7.40% | 8.40% | 6.40% |
| 15 | 3 years to below 5 Year | 7.60% | 8.60% | 6.60% |
| 16 | 5 years and above | 8.00% | 9.00% | 7.00% |
| 17 | Recurring Deposit For individual | Up to 8.00% | ||
| 18 | Intrest rate on Loans and Advance | |||
| 19 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 20 | AUTO LOAN | 1 | 3 | |
| 21 | BIKE LOAN | 2 | 4 | |
| 22 | TRACTOR LOAN | 2 | 4 | |
| 23 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) or Base Rate whichever is higher | ||
| 24 | PG TERM LOAN | 2 | 4 | |
| 25 | PG OD LOAN | 2 | 4 | |
| 26 | EDUCATION LOAN | 1 | 3 | |
| 27 | HOME LOAN - PREMIUM | 0 | 2 | |
| 28 | HOME LOAN - NORMAL | 1 | 3 | |
| 29 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 30 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 31 | MFL SAJILO KARJA | 2 | 4 | |
| 32 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 33 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 34 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 35 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 36 | SHARE LOAN - NORMAL | 1 | 3 | |
| 37 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 38 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 39 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 40 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 41 | OTHER LOANS | 2 | 4 | |
| 42 | Fixed Interest Rate (% per annum) | 15.00% | ||
| 43 | Base rate of Jestha | 11.13% | ||
| Interest Rate | ||||
| With effect from 1st Ashad, 2081 (15th June, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 4.75% | 0 | |
| 2 | Nari Saving | 5.00% | 0 | |
| 3 | Children Saving | 5.00% | 0 | |
| 4 | Manjushree Bishes Bachat | 5.25% | 5,000 | |
| 5 | Premium Saving Account | 5.75% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 6.75% | 1,000 | |
| 7 | All other Saving Products | 4.75% | 0.00 | |
| 7 | Call Account | Up to 2.37% | 0.00 | |
| 8 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 Months to below 6 Months | 6.50% | 7.50% | --- |
| 10 | 6 Months to below 1 Year | 6.75% | 7.75% | 5.75% |
| 11 | 1 year to below 3 Year | 7.50% | 8.50% | 6.50% |
| 12 | 3 years to below 5 Year | 7.75% | 8.75% | 6.75% |
| 13 | 5 years and above | 8.10% | 9.10% | 7.10% |
| 14 | Recurring Deposit For individual | Up to 8.10% | ||
| 15 | Intrest rate on Loans and Advance | |||
| 16 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 17 | AUTO LOAN | 1 | 3 | |
| 18 | BIKE LOAN | 2 | 4 | |
| 19 | TRACTOR LOAN | 2 | 4 | |
| 20 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) or Base Rate whichever is higher | ||
| 21 | PG TERM LOAN | 2 | 4 | |
| 22 | PG OD LOAN | 2 | 4 | |
| 23 | EDUCATION LOAN | 1 | 3 | |
| 24 | HOME LOAN - PREMIUM | 0 | 2 | |
| 25 | HOME LOAN - NORMAL | 1 | 3 | |
| 26 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 27 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 28 | MFL SAJILO KARJA | 2 | 4 | |
| 29 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 30 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 31 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 32 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 33 | SHARE LOAN - NORMAL | 1 | 3 | |
| 34 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 35 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 36 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 37 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 38 | OTHER LOANS | 2 | 4 | |
| 39 | Fixed Interest Rate (% per annum) | 15.00% | ||
| 40 | Base rate of Baishak | 11.49% | ||
| Interest Rate | ||||
| With effect from 1st Jestha, 2081 (14th May, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 5.00% | 0 | |
| 2 | Nari Saving | 5.25% | 0 | |
| 3 | Children Saving | 5.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 5.50% | 5,000 | |
| 5 | Premium Saving Account | 6.00% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 7.00% | 1,000 | |
| 7 | Call Account | Up to 2.50% | 0.00 | |
| 8 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 Months to below 6 Months | 6.75% | 7.75% | --- |
| 10 | 6 Months to below 1 Year | 7.10% | 8.10% | 5.75% |
| 11 | 1 year to below 3 Year | 7.75% | 8.75% | 6.75% |
| 12 | 3 years to below 5 Year | 8.25% | 9.25% | 7.25% |
| 13 | 5 years and above | 8.60% | 9.60% | 7.60% |
| 14 | Recurring Deposit For individual | Up to 8.60% | ||
| 15 | Intrest rate on Loans and Advance | |||
| 16 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 17 | AUTO LOAN | 1 | 3 | |
| 18 | BIKE LOAN | 2 | 4 | |
| 19 | TRACTOR LOAN | 2 | 4 | |
| 20 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) orBase Rate whichever is higher | ||
| 21 | PG TERM LOAN | 2 | 4 | |
| 22 | PG OD LOAN | 2 | 4 | |
| 23 | EDUCATION LOAN | 1 | 3 | |
| 24 | HOME LOAN - PREMIUM | 0 | 2 | |
| 25 | HOME LOAN - NORMAL | 1 | 3 | |
| 26 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 27 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 28 | MFL SAJILO KARJA | 2 | 4 | |
| 29 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 30 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 31 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 32 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 33 | SHARE LOAN - NORMAL | 1 | 3 | |
| 34 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 35 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 36 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 37 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 38 | OTHER LOANS | 2 | 4 | |
| 39 | Fixed Interest Rate (% per annum) | 15.00% | ||
| 40 | Base rate of Chaitra | 11.55% | ||
| Interest Rate | ||||
| With effect from 1st Baishakh, 2081 (13th April, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 5.25% | 0 | |
| 2 | Nari Saving | 5.50% | 0 | |
| 3 | Children Saving | 5.50% | 0 | |
| 4 | Manjushree Bishes Bachat | 5.75% | 5,000 | |
| 5 | Premium Saving Account | 6.25% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 7.25% | 1,000 | |
| 7 | Call Account | Up to 2.62% | 0.00 | |
| 8 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 Months to below 6 Months | 7.25% | 8.25% | --- |
| 10 | 6 Months to below 1 Year | 7.35% | 8.35% | 6.00% |
| 11 | 1 year to below 3 Year | 8.00% | 9.00% | 7.00% |
| 12 | 3 years to below 5 Year | 8.50% | 9.50% | 7.50% |
| 13 | 5 years and above | 9.00% | 10.00% | 8.00% |
| 14 | Recurring Deposit For individual | Up to 9.00% | ||
| 15 | Intrest rate on Loans and Advance | |||
| 16 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 17 | AUTO LOAN | 1 | 3 | |
| 18 | BIKE LOAN | 2 | 4 | |
| 19 | TRACTOR LOAN | 2 | 4 | |
| 20 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) orBase Rate whichever is higher | ||
| 21 | PG TERM LOAN | 2 | 4 | |
| 22 | PG OD LOAN | 2 | 4 | |
| 23 | EDUCATION LOAN | 1 | 3 | |
| 24 | HOME LOAN - PREMIUM | 0 | 2 | |
| 25 | HOME LOAN - NORMAL | 1 | 3 | |
| 26 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 27 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 28 | MFL SAJILO KARJA | 2 | 4 | |
| 29 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 30 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 31 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 32 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 33 | SHARE LOAN - NORMAL | 1 | 3 | |
| 34 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 35 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 36 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 37 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 38 | OTHER LOANS | 2 | 4 | |
| 39 | Fixed Interest Rate (% per annum) | 15.00% | ||
| 40 | Base rate of Falgun | 11.39% | ||
| Interest Rate | ||||
| With effect from 1st Chaitra, 2080 (14th March, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 5.50% | 0 | |
| 2 | Nari Saving | 5.75% | 0 | |
| 3 | Children Saving | 5.75% | 0 | |
| 4 | Manjushree Bishes Bachat | 6.00% | 5,000 | |
| 5 | Premium Saving Account | 6.50% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 7.50% | 1,000 | |
| 7 | Call Account | Up to 2.75% | 0.00 | |
| 8 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 Months to below 6 Months | 7.65% | 8.65% | --- |
| 10 | 6 Months to below 1 Year | 7.75% | 8.75% | 6.25% |
| 11 | 1 year to below 2 Year | 8.50% | 9.50% | 7.50% |
| 12 | 2 years and above | 9.00% | 10.00% | 8.00% |
| 13 | Recurring Deposit For individual | Up to 9.00% | ||
| 14 | Intrest rate on Loans and Advance | |||
| 15 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 16 | AUTO LOAN | 1 | 3 | |
| 17 | BIKE LOAN | 2 | 4 | |
| 18 | TRACTOR LOAN | 2 | 4 | |
| 19 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) orBase Rate whichever is higher | ||
| 20 | PG TERM LOAN | 2 | 4 | |
| 21 | PG OD LOAN | 2 | 4 | |
| 22 | EDUCATION LOAN | 1 | 3 | |
| 23 | HOME LOAN - PREMIUM | 0 | 2 | |
| 24 | HOME LOAN - NORMAL | 1 | 3 | |
| 25 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 26 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 27 | MFL SAJILO KARJA | 2 | 4 | |
| 28 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 29 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 30 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 31 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 32 | SHARE LOAN - NORMAL | 1 | 3 | |
| 33 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 34 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 35 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 36 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 37 | OTHER LOANS | 2 | 4 | |
| 38 | Fixed Interest Rate (% per annum) | 15.00% | ||
| 39 | Base rate of Magh | 11.58% | ||
| Interest Rate | ||||
| With effect from 1st Falgun, 2080 (13th February, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 6.00% | 0 | |
| 2 | Nari Saving | 6.25% | 0 | |
| 3 | Children Saving | 6.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 6.75% | 5,000 | |
| 5 | Premium Saving Account | 7.00% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 8.00% | 1,000 | |
| 7 | Flexible Account | Up to 3% | 0.00 | |
| 8 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 Months to below 6 Months | 8.50% | 9.50% | --- |
| 10 | 6 Months to below 1 Year | 8.60% | 9.60% | 6.60% |
| 11 | 1 year to below 2 Year | 8.75% | 9.75% | 6.75% |
| 12 | Above 2 years | 9.10% | 10.10% | 7.10% |
| 13 | Recurring Deposit For individuals | Up to 9.10% | ||
| 14 | Interest rate on Loans and Advance | |||
| 15 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 16 | AUTO LOAN | 1 | 3 | |
| 17 | BIKE LOAN | 2 | 4 | |
| 18 | TRACTOR LOAN | 2 | 4 | |
| 19 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) or Base Rate whichever is higher | ||
| 20 | PG TERM LOAN | 2 | 4 | |
| 21 | PG OD LOAN | 2 | 4 | |
| 22 | EDUCATION LOAN | 1 | 3 | |
| 23 | HOME LOAN - PREMIUM | 0 | 2 | |
| 24 | HOME LOAN - NORMAL | 1 | 3 | |
| 25 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 26 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 27 | MFL SAJILO KARJA | 2 | 4 | |
| 28 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 29 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 30 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 31 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 32 | SHARE LOAN - NORMAL | 1 | 3 | |
| 33 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 34 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 35 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 36 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 37 | OTHER LOANS | 2 | 4 | |
| 38 | Fixed Interest Rate (% per annum) | 15.00% | ||
| 39 | Base rate of Poush | 12.06% | ||
| Interest Rate | ||||
| With effect from 1st Magh, 2080 (15th January, 2024) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 6.00% | 0 | |
| 2 | Nari Saving | 6.25% | 0 | |
| 3 | Children Saving | 6.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 7.00% | 5,000 | |
| 5 | Premium Saving Account | 7.50% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 8.50% | 1,000 | |
| 7 | Flexible Account | Up to 3% | 0.00 | |
| 8 | Interest on Fixed Deposits for Individuals and Institutions | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 Months to below 6 Months | 9.00% | 10.00% | --- |
| 10 | 6 Months to below 9 Months | 9.10% | 10.10% | 7.10% |
| 11 | 9 Months to below 1 Year | 9.20% | 10.20% | 7.20% |
| 12 | 1 year to below 24 months | 9.50% | 10.50% | 7.50% |
| 13 | 2 years and above | 9.75% | 10.75% | 7.75% |
| 14 | Intrest rate on Loans and Advance | |||
| 15 | Floating Interest Rate: Base rate+Risk premium(%per annum) | |||
| Product Details | Minimum Risk Premium | Maximum Risk Premium | ||
| 16 | AUTO LOAN | 1 | 3 | |
| 17 | BIKE LOAN | 2 | 4 | |
| 18 | TRACTOR LOAN | 2 | 4 | |
| 19 | LOAN AGAINST FDR | Coupon Rate +2.00% (p.a) orBase Rate whichever is higher | ||
| 20 | PG TERM LOAN | 2 | 4 | |
| 21 | PG OD LOAN | 2 | 4 | |
| 22 | EDUCATION LOAN | 1 | 3 | |
| 23 | HOME LOAN - PREMIUM | 0 | 2 | |
| 24 | HOME LOAN - NORMAL | 1 | 3 | |
| 25 | PERSONAL DEMAND/TERM/OD LOAN - PREMIUM | 0 | 2 | |
| 26 | PERSONAL DEMAND/TERM/OD LOAN - NORMAL | 1 | 3 | |
| 27 | MFL SAJILO KARJA | 2 | 4 | |
| 28 | MFL SAJILO SMALL KARJA | 2 | 4 | |
| 29 | BUSINESS OD/TERM/DEMAND LOAN - PREMIUM | 0 | 2 | |
| 30 | BUSINESS OD/TERM/DEMAND LOAN - NORMAL | 1 | 3 | |
| 31 | SHARE LOAN - PREMIUM | 0 | 2 | |
| 32 | SHARE LOAN - NORMAL | 1 | 3 | |
| 33 | DEPRIVED SECTOR LOAN - WHOLESALE | 0 | 2 | |
| 34 | DEPRIVED SECTOR LOAN - RETAIL | 2 | 4 | |
| 35 | AGRICULTURE LOAN - PREMIUM | 0 | 2 | |
| 36 | AGRICULTURE LOAN - NORMAL | 2 | 4 | |
| 37 | OTHER LOANS | 2 | 4 | |
| 38 | Fixed Interest Rate (% per annum) | |||
| 39 | 15% | |||
| 40 | Base rate of Mangsir | 11.95% | ||
| Interest Rate | ||||
| With effect from 1st Poush, 2080 (17th December, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 6.00% | 0 | |
| 2 | Nari Saving | 6.50% | 0 | |
| 3 | Children Saving | 6.50% | 0 | |
| 4 | Manjushree Bishes Bachat | 7.50% | 5,000 | |
| 5 | Premium Saving Account | 8.00% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.00% | 1,000 | |
| 7 | Flexible Account | Up to 3% | 0.00 | |
| 8 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 Months to below 6 Months | 9.50% | 10.50% | --- |
| 10 | 6 Months to below 9 Months | 9.60% | 10.60% | 7.60% |
| 11 | 9 Months to below 1 Year | 9.70% | 10.70% | 7.70% |
| 12 | 1 year to below 24 months | 10.00% | 11.00% | 8.00% |
| 13 | 2 years and above | 10.25% | 11.25% | 8.25% |
| 14 | Loans and Advances | Base rate + up to 4.00% premium (p.a) | ||
| 15 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 16 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| With effect from 1st Mangsir, 2080 (17th November, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a)Interest Rate | Minimum Balance (NRP) | |
| 1 | Normal Saving | 7.75% | 0 | |
| 2 | Nari Saving | 7.75% | 0 | |
| 3 | Children Saving | 7.75% | 0 | |
| 4 | Manjushree Bishes Bachat | 8.00% | 5,000 | |
| 5 | Premium Saving Account | 8.25% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.25% | 1,000 | |
| 7 | Flexible Account | Up to 3.875% | 0.00 | |
| 8 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 months | 10.25% | 11.25% | --- |
| 10 | 6 months | 10.40% | 11.40% | 8.40% |
| 11 | 9 months | 10.60% | 11.60% | 8.60% |
| 12 | 1 year to below 24 months | 10.75% | 11.75% | 8.75% |
| 13 | 2 years and below 3 years | 11.00% | 12.00% | 9.00% |
| 14 | Loans and Advances | Base rate + up to 4.80% premium (p.a) | ||
| 15 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 16 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| With effect from 1st Kartik, 2080 (18th October, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a)Interest Rate | Minimum Balance (NRP) | |
| 1 | Normal Saving | 7.75% | 0 | |
| 2 | Nari Saving | 7.75% | 0 | |
| 3 | Children Saving | 7.75% | 0 | |
| 4 | Manjushree Bishes Bachat | 8.00% | 5,000 | |
| 5 | Premium Saving Account | 8.25% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.25% | 1,000 | |
| 7 | Flexible Account | Up to 3.875% | 0.00 | |
| 8 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 9 | 3 months | 10.25% | 11.25% | --- |
| 10 | 6 months | 10.40% | 11.40% | 8.40% |
| 11 | 9 months | 10.60% | 11.60% | 8.60% |
| 12 | 1 year to below 24 months | 10.75% | 11.75% | 8.75% |
| 13 | 2 years and below 3 years | 11.00% | 12.00% | 9.00% |
| 14 | Loans and Advances | Base rate + up to 4.80% premium (p.a) | ||
| 15 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 16 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| Interest Rate | ||||
| With effect from 1st Ashoj, 2080 (18th September, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 8.25% | 0 | |
| 2 | Nari Saving | 8.25% | 0 | |
| 3 | Children Saving | 8.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 8.50% | 5,000 | |
| 5 | Premium Saving Account | 8.75% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.75% | 1,000 | |
| 7 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 8 | 3 months to below 6 months | 11% | 12% | - |
| 9 | 6 months to below 9 months | 11.15% | 12.15% | 9.15% |
| 10 | 9 months below 1 year | 11.30% | 12.30% | 9.30% |
| 11 | Below 24 months | 11.50% | 12.50% | 9.50% |
| 12 | 2 years & Above | 11.75% | 12.75% | 9.75% |
| 13 | Loans and Advances | Base rate + up to 5.00% premium (p.a) | ||
| 14 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 15 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| Interest Rate | ||||
| With effect from 1st Bhadra, 2080 (18th August, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 8.25% | 0 | |
| 2 | Nari Saving | 8.25% | 0 | |
| 3 | Children Saving | 8.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 8.50% | 5,000 | |
| 5 | Premium Saving Account | 8.75% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.75% | 1,000 | |
| 7 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 8 | 3 months to below 6 months | 11.15% | 12.15% | - |
| 9 | 6 months to below 9 months | 11.30% | 12.30% | 9.30% |
| 10 | 9 months below 1 year | 11.45% | 12.45% | 9.45% |
| 11 | 1 Year to below 2 years | 11.75% | 12.75% | 9.75% |
| 12 | 2 years to below 3 years | 12.00% | 13.00% | 10.00% |
| 13 | 3 years | 12.50% | 13.50% | 10.50% |
| 14 | Loans and Advances | Base rate + up to 5.00% premium (p.a) | ||
| 15 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 16 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| Interest Rate | ||||
| With effect from 1st shrawan, 2080 (17th July, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 8.25% | 0 | |
| 2 | Nari Saving | 8.25% | 0 | |
| 3 | Children Saving | 8.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 8.50% | 5,000 | |
| 5 | Premium Saving Account | 8.75% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.75% | 1,000 | |
| 7 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 8 | 3 months to below 6 months | 10.15% | 11.15% | - |
| 9 | 6 months to below 9 months | 10.30% | 11.30% | 8.30% |
| 10 | 9 months | 10.45% | 11.45% | 8.45% |
| 11 | 1 Year to 23 months | 10.70% | 11.70% | 8.70% |
| 12 | 2 years | 11.20% | 12.20% | 9.20% |
| 13 | Loans and Advances | Base rate + up to 4.60% premium (p.a) | ||
| 14 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 15 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| Interest Rate | ||||
| With effect from 1st Ashad, 2080 (16th June, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 8.25% | 0 | |
| 2 | Nari Saving | 8.25% | 0 | |
| 3 | Children Saving | 8.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 8.50% | 5,000 | |
| 5 | Premium Saving Account | 8.75% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.75% | 1,000 | |
| 7 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 8 | 3 months to below 6 months | 10.60% | 11.60% | - |
| 9 | 6 months to below 9 months | 10.75% | 11.75% | 8.75% |
| 10 | 9 months | 10.90% | 11.90% | 8.90% |
| 11 | 1 Year to 2 years | 11.10% | 12.10% | 9.10% |
| 12 | Above 2 years | 11.25% | 12.25% | 9.25% |
| 13 | Loans and Advances | Base rate + up to 4.80% premium (p.a) | ||
| 14 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 15 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| Interest Rate | ||||
| With effect from 1st Jestha, 2080 (15th May, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 8.25% | 0 | |
| 2 | Nari Saving | 8.25% | 0 | |
| 3 | Children Saving | 8.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 8.50% | 5,000 | |
| 5 | Premium Saving Account | 8.75% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.75% | 1,000 | |
| 7 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 8 | 3 months to below 6 months | 10.60% | 11.60% | - |
| 9 | 6 months to below 9 months | 10.75% | 11.75% | 8.75% |
| 10 | 9 months | 10.90% | 11.90% | 8.90% |
| 11 | 1 Year to 2 years | 11.10% | 12.10% | 9.10% |
| 12 | Above 2 years | 11.25% | 12.25% | 9.25% |
| 13 | Loans and Advances | Base rate + up to 4.80% premium (p.a) | ||
| 14 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 15 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| Interest Rate | ||||
| With effect from 1st Baishak, 2080 (14th April, 2023) | ||||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance (NRP) | |
| 1 | Normal Saving | 8.25% | 0 | |
| 2 | Nari Saving | 8.25% | 0 | |
| 3 | Children Saving | 8.25% | 0 | |
| 4 | Manjushree Bishes Bachat | 8.50% | 5,000 | |
| 5 | Premium Saving Account | 8.75% | 25,000 | |
| 6 | Naulo Remit Bachat Khata | 9.75% | 1,000 | |
| 7 | Fixed Deposit | |||
| Tenure | Individual (p.a) | Remittance FD | Institutional (p.a) | |
| 8 | 3 months to below 6 months | 10.60% | 11.60% | - |
| 9 | 6 months to below 9 months | 10.75% | 11.75% | 8.75% |
| 10 | 9 months | 10.90% | 11.90% | 8.90% |
| 11 | 1 Year to 2 years | 11.10% | 12.10% | 9.10% |
| 12 | Above 2 years | 11.25% | 12.25% | 9.25% |
| 13 | Loans and Advances | Base rate + up to 4.80% premium (p.a) | ||
| 14 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | ||
| 15 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | ||
| Interest Rate | |||
| With effect from 1st Chaitra, 2079 (15th March, 2023) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 8.25% | 0 |
| 2 | Nari Saving | 8.25% | 0 |
| 3 | Children Saving | 8.25% | 0 |
| 4 | Manjushree Bishes Bachat | 9.00% | 5000 |
| 5 | Premium Saving Account | 9.25% | 25000 |
| 6 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 7 | 3 months to below 6 months | 11.60% | |
| 8 | 6 months to below 9 months | 11.70% | 9.70% |
| 9 | 9 months below 1 year | 11.80% | 9.80% |
| 10 | 1 Year to below 2 years | 11.90% | 9.90% |
| 11 | 2 years | 12.00% | 10.00% |
| 12 | Loans and Advances | Base rate + up to 4.00% premium (p.a) | |
| 13 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | |
| 14 | All Fixed Interest Rate Loan Products | 16.50% (p.a) | |
| Interest Rate | |||
| With effect from 1st Falgun, 2079 (13th February, 2023) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 8.47% | 0 |
| 2 | Nari Saving | 8.47% | 0 |
| 3 | Children Saving | 8.47% | 0 |
| 4 | Manjushree Bishes Bachat | 9.47% | 5000 |
| 5 | Premium Saving Account | 10.00% | 25000 |
| 6 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 7 | 3 months to below 6 months | 11.85% | |
| 8 | 6 months to below 9 months | 11.95% | 9.95% |
| 9 | 9 months | 12.00% | 10.00% |
| 10 | 1 Year | 12.10% | 10.10% |
| 11 | 2 years | 12.20% | 10.20% |
| 12 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 13 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | |
| 14 | All Fixed Interest Rate Loan Products | 17.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Magh, 2079 (15th January, 2023) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 8.47% | 0 |
| 2 | Nari Saving | 8.47% | 0 |
| 3 | Children Saving | 8.47% | 0 |
| 4 | Manjushree Bishes Bachat | 9.47% | 5000 |
| 5 | Premium Saving Account | 10.00% | 25000 |
| 6 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 7 | 3 months to below 6 months | 12.10% | 10.10% |
| 8 | 6 months to below 9 months | 12.20% | 10.20% |
| 9 | 9 months to below 1 Year | 12.25% | 10.25% |
| 10 | 1 Year to below 2 years | 12.35% | 10.35% |
| 11 | 2 years | 12.50% | 10.50% |
| 12 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 13 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | |
| 14 | All Fixed Interest Rate Loan Products | 17.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Poush, 2079 (16th December, 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 8.47% | 0 |
| 2 | Nari Saving | 8.47% | 0 |
| 3 | Children Saving | 8.47% | 0 |
| 4 | Manjushree Bishes Bachat | 9.47% | 5000 |
| 5 | Premium Saving Account | 10.00% | 25000 |
| 6 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 7 | 3 months to below 6 months | 13.00% | 11.00% |
| 8 | 6 months to below 9 months | 13.05% | 11.05% |
| 9 | 9 months | 13.10% | 11.10% |
| 10 | 1 Year | 13.30% | 11.30% |
| 11 | 24 months and above | 13.35% | 11.35% |
| 12 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 13 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | |
| 14 | All Fixed Interest Rate Loan Products | 17.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Mangsir, 2079 (17th November 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 8.47% | 0 |
| 2 | Nari Saving | 8.47% | 0 |
| 3 | Children Saving | 8.47% | 0 |
| 4 | Manjushree Bishes Bachat | 9.47% | 5000 |
| 5 | Premium Saving Account | 10.00% | 25000 |
| 6 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 7 | 3 months to below 6 months | 13.00% | 11.00% |
| 8 | 6 months to below 9 months | 13.05% | 11.05% |
| 9 | 9 months | 13.10% | 11.10% |
| 10 | 1 Year | 13.30% | 11.30% |
| 11 | 24 months and above | 13.35% | 11.35% |
| 12 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 13 | Loan against FD | FD Rate + 2.00% (p.a)/Base Rate (whichever is higher) | |
| 14 | All Fixed Interest Rate Loan Products | 17.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Kartik,2079 (17th October 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 8.47% | 0 |
| 2 | Nari Saving | 8.47% | 0 |
| 3 | Children Saving | 8.47% | 0 |
| 4 | Manjushree Bishes Bachat | 9.47% | 5000 |
| 5 | Premium Saving Account | 10.00% | 25000 |
| 6 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 7 | 3 months to below 6 months | 13.20% | 11.20% |
| 8 | 6 months to below 9 months | 13.30% | 11.30% |
| 9 | 9 months to upto 1 year | 13.35% | 11.35% |
| 10 | 13 months | 13.45% | 11.45% |
| 11 | 24 months and above | -- | 11.47% |
| 12 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 13 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 14 | All Fixed Interest Rate Loan Products | 17.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Ashwin,2079 (17th September, 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 8.47% | 0 |
| 2 | Nari Saving | 8.47% | 0 |
| 3 | Children Saving | 8.47% | 0 |
| 4 | Manjushree Bishes Bachat | 9.47% | 5000 |
| 5 | Manjushree Premium Account | 10.00% | 25000 |
| 6 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 7 | 3 months to below 6 months | 13.20% | 11.20% |
| 8 | 6 months to below 9 months | 13.30% | 11.30% |
| 9 | 9 months to upto 1 year | 13.35% | 11.35% |
| 10 | 13 months | 13.45% | 11.45% |
| 11 | 24 months and above | -- | 11.47% |
| 12 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 13 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 14 | All Fixed Interest Rate Loan Products | 17.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Bhadra,2079 (17th August, 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 7.20% | 0 |
| 2 | Nari Saving | 7.45% | 0 |
| 3 | Children Saving | 7.45% | 0 |
| 4 | Manjushree Bishes Bachat | 9.15% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 6 | 3 months to below 6 months | 12.00% | 10.00% |
| 7 | 6 months to below 9 months | 12.05% | 10.05% |
| 8 | 9 months to below 1 year | 12.10% | 10.10% |
| 9 | 1 year | 12.15% | 10.15% |
| 9 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 10 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 11 | All Fixed Interest Rate Loan Products | 16.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Shrawan,2079 (17th July, 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 7.20% | 0 |
| 2 | Nari Saving | 7.45% | 0 |
| 3 | Children Saving | 7.45% | 0 |
| 4 | Manjushree Bishes Bachat | 9.00% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 6 | 3 months to below 6 months | 12.00% | 11.00% |
| 7 | 6 months to below 9 months | 12.05% | 11.05% |
| 8 | 9 months to below 1 year | 12.10% | 11.10% |
| 9 | 1 year | 12.15% | 11.15% |
| 9 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 10 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 11 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Ashadh,2079 (15th June, 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 7.20% | 0 |
| 2 | Nari Saving | 7.45% | 0 |
| 3 | Children Saving | 7.45% | 0 |
| 4 | Manjushree Bishes Bachat | 9.00% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 6 | 3 months to below 6 months | 12.00% | 11.00% |
| 7 | 6 months to below 9 months | 12.05% | 11.05% |
| 8 | 9 months to below 1 year | 12.10% | 11.10% |
| 9 | 1 year | 12.15% | 11.15% |
| 9 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 10 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 11 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Jestha,2079 (15th May, 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 7.15% | 0 |
| 2 | Nari Saving | 7.40% | 0 |
| 3 | Children Saving | 7.40% | 0 |
| 4 | Manjushree Bishes Bachat | 7.65% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 6 | 3 months to below 6 months | 12.00% | 11.00% |
| 7 | 6 months to below 9 months | 12.05% | 11.05% |
| 8 | 9 months to below 1 year | 12.10% | 11.10% |
| 9 | 1 year | 12.15% | 11.15% |
| 9 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 10 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 11 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Baisakh, 2079 (14th April 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 7.15% | 0 |
| 2 | Nari Saving | 7.40% | 0 |
| 3 | Children Saving | 7.40% | 0 |
| 4 | Manjushree Bishes Bachat | 7.65% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 6 | 3 months to below 6 months | 11.71% | 10.71% |
| 7 | 6 months to below 1 year | 12.00% | 11.00% |
| 8 | 1 year | 12.15% | 11.15% |
| 9 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 10 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 11 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Chaitra,2078 (15th March 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 7.15% | 0 |
| 2 | Nari Saving | 7.40% | 0 |
| 3 | Children Saving | 7.40% | 0 |
| 4 | Manjushree Bishes Bachat | 7.65% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 6 | 3 months to below 6 months | 11.71% | 10.71% |
| 7 | 6 months to below 1 year | 12.00% | 11.00% |
| 8 | 1 year | 12.15% | 11.15% |
| 9 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 10 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 11 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Falgun,2078 (13th February 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | N | ||